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01 — Grow

Grow it.

What steady monthly amounts become over ten, twenty, forty years.

02 — Keep

Keep it.

Tax, National Insurance, deductions — what is actually left, to the pound.

03 — Owe

Owe it.

What borrowing costs month by month, and what one percent changes.

Your turn

Run your numbers

The same questions, live — answers as you type. No signup, no ads.

Can I actually afford this house?

You could afford up to

$396,902

$2,250/mo at 6.75%

What does $500/mo grow into?
When can I retire?
What's my take-home pay?

You could afford up to

$396,902

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$2,250/mo at 6.75% over 30 years

Loan 87%Down payment 13%
$
$

After 30 years

$609,985

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3.4xyour money back — $429,985 is pure interest
Interest earned 70%Your contributions 30%
$
%

You could retire at

Age 66

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36 years of saving to reach $1,000,000 at 7% return

Saving years 60%Retirement years 40%
yrs
$

Your monthly take-home

$5,719

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$68,628/yr after $16,373 in deductions · 2026 federal + FICA, single filer

Take-home 81%Federal tax 12%FICA 8%
$
$20K$500K

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Built by an ACA-qualified accountant Tax rates verified for 2026/27 (UK) & 2026 (US) Every calculator documents its formula